Receive payment in Paypal – the flip side

Here periodically I see comments in which many have complained that Russia paypal users can not make money. At this point I counted 66 countries where users have the right to receive money. As you know, Russia is currently in the list of countries that can only send money.
The other day I ran a survey on the subject, “why do you need to accept payment in Paypal». Total Votes 456 people, 73 abstained. Leaving aside those who “enjoys paypalom only to pay” (90 people) and do not use paypalom (117), almost 56% of the remaining 249 people plan to receive payments for services and payment for the sale of virtual goods.
Since I have worked for years with a system of paypal and have a great cash personal experience in dealing with issues from the corporation of evil company, I want to share with all the problems c might encounter these 56%, and any other recipient of funds, if paypal will make it possible to get Money Russians.

Introduction:

• To start I would say that all the conditions and rules are for the U.S. account (ie the maximum possible functions). Accounts sellers from other countries have far fewer rights.
• Next on the text of a man who can accept payment by paypal will call the word sell, the person who sends the money – the buyer (this is standard wording paypal: buyer / seller).
• The text addresses all payments that come at the expense of the seller outside the auction Ebay, or other major services that make the payment on paypal that is I will talk about getting money directly from other users for services or sales of intangible goods. To address issues related to products sold on Ebay has recently engaged himself Ebay.
• We apologize for some possible errors in the text – continuous presence abroad, and minimal use of Russian language are felt.

Customer is always right:
Remember the first rule paypal on sellers: the buyer is always right seller is always wrong.
Rule Number 2. If the seller has rights, the buyer is always right.

Do not believe me? Then look for PayPal Buyer Protection Policy and Seller Protection. As they say – feel the difference. Leave aside the buyer and see how much protection is an American salesman in paypal (translation conditions for falling under the definition of “protection seller”).

In order to be eligible to be part of the protection sellers – you must meet the following criteria:

1. Payment must be marked as fully or partially corresponding protection program for sellers in the details of payments received.
2. The goods must be shipped within 7 days after payment is received solely for the address specified in the details of payment and must comply with the rules of shipment (shipped within 7 days, as proof of sending, proof of receipt – Item must be lodged in the same state / city / postal code which the buyer, while the amounts of more than 250 dollars, the purchaser must necessarily acknowledge receipt)
3. In cases of open claims for payment – at the appropriate time to fulfill their request and provide all necessary documents and other information regarding this payment.
4. Goods must be tangible, ie you have to send him physically.
5. You must be a resident of the country specified in your account.

ie.. if you have the details for payment will not indicate that it falls under the protection of the rights of sellers (and where the item may appear or not in the details for payment – is nowhere explained), if you have shipped the goods on day 8 or later and did not take proof of receipt of goods, at the request of the buyer – goods are not sent to his address and addressed to his mother / father / boyfriend / girlfriend, not timely or does not fully provide all the evidence to send the goods, or God forbid have sold something virtual and intangible, or opened the U.S. account but now gone to live in another country – then you lose your money in a claim by the buyer. Cheerful prospect is not it?

You think all this? Dreaming.

General terms of service company paypal (paypal terms of service) is so complicated that fully understand it and even more so on the same page to find all the necessary information is almost unreal.
Here’s what else I could still be found on their website. It turns out that the users of Australia, Canada, France, Germany, Hong Kong, the UK used more limited rights of protection sellers (for each country has its own terms). And the protection of sellers from other countries who can take payment – there are no (Seller Protection is not yet available to sellers outside the countries mentioned above).

You think and that’s it? Visionary.

We read further, that does not cover the protection of the seller.
1. Goods that you personally gave pokupaetlyu or passed to anyone else.
2. Money received for services, intangible and digital goods.
3. Claims when the buyer says that the resulting product is quite different from that described the purchase.

I think the second item is “like” those who planned to sell software or receive a paypal money for services. Ie in fact the buyer the payer may file a complaint of non receipt of goods, and you as the seller to the recipient will have nothing to prove that you have a service or sell some sort of virtual goods (for example, sells its software, made design, provided services for SEO, sell domain, etc. ). Directly “dream life” Freelancer.

And even this is not all.

A few covert factors by which you are not protected as a seller. These conditions I found out talking to some staff paypal (in the rules of this word, or they are not given as reasons for the decision as a protection seller, but these conditions also apply).

1. Previously paypal covered only $ 5000 per year per vendor, this limit is now lifted, but unofficially, this limit is still valid, or if some kind of miracle to protect you will be able to serve more than 5000 per year, in excess of this amount will be harder to get money (to be more nit-picking).
2. Address the buyer must be confirmed (confirmed). If I address the details of the payment status of the buyer was listed as not confirmed – that with probability 99% even with all the evidence of receipt of goods at this address, you will lose the dispute.
3. Your account must be confirmed (verified). Neverifitsirovnanny account a defendant has little chance of a favorable decision in its favor.
4. If you have a personal account, not the prime or business, then again, you may refuse to protect the rights of the seller to the wording of that, according to the rules of the personal account is intended only for personal use. Personal account implies that you have such account would only purchase (Personal Account Ideal if you shop online. Make secure payments on eBay and merchant websites using your credit card, debit card, or bank account).
5. If during the hearing reveals that you are under 18 years. According to their rules, only users 18 and older have the right to open an account.
6. And a lot of little rules that will allow them not to refund you and close your account, the terms of which are scattered throughout their site including items such as yourself – selling illegal goods, the sale of banned products to minors (alcohol, tobacco products for adults), incorrect information about yourself in your account, use an anonymous proxy, if you find that you live in a country that is not in the list of countries that are allowed to open an account at paypal, if you have had negative experiences when working with them, etc. etc.

4 Comments

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